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Why do I need Car Insurance in UAE?
According to the UAE RTA law, it is mandatory for all vehicle owners to get car insurance cover. Also, car insurance policy protects your vehicle financially in case of an accident or a natural calamity. In other words, the repair work on your car due to an accident, is paid for by the insurance company.

Comprehensive Insurance:
As the name suggests, a comprehensive car insurance policy will offer you a wider protection of cover. It will cover damages to your car caused by an accident either by you or a third person. It will also cover any damage to your car due to theft, or act of vandalism or fire.
Because it covers damages for all parties involved in an accident, the premium on a Comprehensive insurance is on the higher side.

Third Party Liability (TPL):
 Third Party Liability car insurance will only cover for damages caused by you to other people’s car. If your car gets damaged in an accident of your fault, this policy won’t cover any repair work for your car. The insurance company is only liable to pay to the third party involved in an accident caused by you.